A Copilot alternative where your partner gets their own view
Brixa is a Copilot Money alternative for iPhone that sorts every transaction with AI, like Copilot, but gives your partner their own read-only view, scoped by you, and keeps every charge in its own currency.
Sharing Copilot means forwarding a sign-in link that gives the other person full control of your account, and it works in US dollars only. Brixa gives your partner their own read-only view instead, keeps track of more than one currency, and lets you split a bill with friends.
Brixa and Copilot, side by side
Partner sharing
BrixaRead-only, and you choose the accounts, categories or balances they seeCopilotA shared sign-in with full control of your accountSplitting with friends
BrixaSplit a dinner or a trip with friends and see who owes whomCopilotNo, splitting divides one transaction across categories or monthsCharges in other currencies
BrixaEach charge kept in its own currency, converted at that day’s rateCopilotNo, USD only, no conversionLanguages
Brixa19, including SpanishCopilotEnglish only
Where Brixa is different from Copilot
- Your partner gets their own read-only view, limited to the accounts, categories or balances you choose
- Split a bill with friends and keep track of who owes whom, without a second app
- Charges in other currencies keep their currency and convert at that day’s rate
- The app in 19 languages, including Spanish
What that looks like
Sorted on arrival
Every transaction lands with a category already on it. Correct one and it sticks.
Where it actually went
The month split by category, so the number that hurts is the first one you see.
Point it at something
Set a target and a date, and Brixa works out what you need to put aside each month.
Copilot and Brixa have a lot in common. Both are built for Apple users, both put AI to work on categorizing your spending, and neither shows ads.
The differences show up when your money is not only yours, or not only in dollars. Copilot shares an account by sending your partner a sign-in link, which gives them full control. Brixa gives your partner a separate, read-only view and you decide what is in it, down to single accounts or just the balances. Copilot also works in US dollars only, while Brixa keeps a charge made abroad in its own currency and converts it at that day’s rate.
If you live on your iPhone, want AI to do the sorting, and share money with someone, Brixa is worth a try. It also flags a subscription as soon as its price goes up, and lets you split a bill with friends without a second app.
Your data stays yours
Read-only access
Brixa can see your transactions but can never move money. Your bank login is never stored.
Connected through Plaid
US and Canadian banks connect through Plaid, the service behind thousands of financial apps. You sign in with your bank, and can remove access anytime.
Hosted in the EU
Your data lives in the EU and is handled the GDPR way. It is yours, and you can delete it anytime.
No ads, no data selling
Brixa is paid for by a simple subscription, so your financial data is never the product.
Questions people ask
Yes. You invite them by email and choose what they see: specific accounts, specific categories, or just balances. They get a read-only view in their own Brixa. In Copilot, sharing means forwarding a sign-in link, and whoever opens it has full control of your account.
Yes. Each charge keeps its original currency and is converted to your main currency at the rate of that day. Copilot supports US dollars only and does not convert foreign transactions.
Yes. Add a dinner, a trip or the rent, choose who was in on it, and Brixa keeps a running balance of who owes whom until someone settles up. Splitting in Copilot divides one transaction across categories or over several months.
Brixa connects through Plaid with read-only access. You sign in with your bank inside Plaid, Brixa never sees or stores your bank password, and nothing in Brixa can move money. You can remove the connection in Brixa or at my.plaid.com at any time.
Brixa is an iPhone app, available on the US App Store, and runs on iOS 16.4 or later.
Try it with your own bank
Find yours among 10,000+ US banks, credit unions and card issuers, and up to two years of history arrives already sorted. Read-only, and free to try.
Details about Copilot Money were last checked on October 12, 2026. Prices and features change, so confirm them on Copilot’s own site before you decide. Brixa is not affiliated with Copilot Money.