A Monarch alternative that lets you choose what your partner sees
Brixa is a Monarch alternative for iPhone that connects 10,000+ US banks through Plaid, sorts every transaction with AI, and gives your partner a read-only view that shows only the accounts and categories you pick.
The difference between Monarch and Brixa starts with sharing. Everyone you invite into a Monarch household sees every connected account. Brixa lets you share a read-only view and choose what is in it, down to single accounts, a few categories, or just the balances.
Brixa and Monarch, side by side
Partner sharing
BrixaRead-only, and you choose the accounts, categories or balances they seeMonarchEvery member sees every connected account, none can be hiddenSplitting with friends
BrixaSplit a dinner or a trip with friends and see who owes whomMonarchNo, splitting divides one transaction across your own categoriesCharges in other currencies
BrixaEach charge kept in its own currency, converted at that day’s rateMonarchNo conversion, every amount is shown as dollarsLanguages
Brixa19, including SpanishMonarchEnglish only
Where Brixa is different from Monarch
- Share a read-only view and decide what is in it: chosen accounts, chosen categories, or balances only
- Charges made abroad keep their own currency and convert at that day’s rate
- A subscription that gets more expensive is flagged with the exact difference
- Split a dinner or a trip with friends in the same app
What that looks like
Sorted on arrival
Every transaction lands with a category already on it. Correct one and it sticks.
Where it actually went
The month split by category, so the number that hurts is the first one you see.
Point it at something
Set a target and a date, and Brixa works out what you need to put aside each month.
In a Monarch household, everyone you invite can see every connected account. Monarch’s own help center says accounts cannot be hidden from household members, so your personal card sits in the shared view right next to the joint one.
Brixa answers that differently. You share a read-only view and set its scope, for example the joint card and the household categories but not your personal account. Your partner opens it in their own Brixa, and you can change or revoke it whenever you like.
Day to day, Brixa does the sorting for you. Transactions from your banks and cards arrive with a category from Plaid, AI fills in where Plaid is unsure, and a correction you make once is remembered. Subscriptions are found on their own, with a flag when one gets more expensive, and a charge made abroad keeps its own currency.
Your data stays yours
Read-only access
Brixa can see your transactions but can never move money. Your bank login is never stored.
Connected through Plaid
US and Canadian banks connect through Plaid, the service behind thousands of financial apps. You sign in with your bank, and can remove access anytime.
Hosted in the EU
Your data lives in the EU and is handled the GDPR way. It is yours, and you can delete it anytime.
No ads, no data selling
Brixa is paid for by a simple subscription, so your financial data is never the product.
Questions people ask
In Brixa, yes. You invite your partner by email and choose the scope: specific accounts, specific categories, or balance totals only. They see it read-only in their own Brixa. In a Monarch household, every member can see every connected account.
Yes. Add a dinner, a trip or the rent, choose who was in on it, and Brixa keeps a running balance of who owes whom until someone settles up. Splitting in Monarch divides a single transaction across your own categories.
Monarch is $14.99 a month or $99.99 a year, and its Plus tier is $199.99 a year. Brixa is one plan with every feature included, a free trial for new subscribers, and its price is shown in the App Store before you subscribe.
Brixa connects to 10,000+ US banks, credit unions and card issuers through Plaid, and brings in up to two years of history on the first connect.
Brixa connects through Plaid with read-only access. You sign in with your bank inside Plaid, Brixa never sees or stores your bank password, and nothing in Brixa can move money. You can remove the connection in Brixa or at my.plaid.com at any time.
Brixa is an iPhone app, available on the US App Store, and runs on iOS 16.4 or later.
Try it with your own bank
Find yours among 10,000+ US banks, credit unions and card issuers, and up to two years of history arrives already sorted. Read-only, and free to try.
Details about Monarch Money were last checked on October 12, 2026. Prices and features change, so confirm them on Monarch’s own site before you decide. Brixa is not affiliated with Monarch Money.