The best Monefy alternative for Europe
Brixa is an automatic alternative to Monefy: instead of typing in every expense, it connects to your bank and sorts everything for you.
Monefy is a manual expense log. It is fast and offline, but you tap in every purchase yourself. Brixa does the opposite: connect your bank once and your spending is already there, categorized, across every account.
| Feature | Brixa | Monefy |
|---|---|---|
| EU bank coverage | 2,700+ EU banks | None (manual entry) |
| Automatic AI categorization | Yes | No |
| Manual entry required | No | Yes, always |
| Read-only bank access | Yes, credentials never stored | No bank access |
| EU data hosting | Yes | Local on device |
| Multi-currency | Yes | Basic |
| Subscription detection | Yes | No |
| Savings goals | Yes | No |
| Partner / shared view | Yes, read-only | Sync between your devices |
| Platforms | iPhone (iOS) | iOS, Android |
| Price (annual) | 89.99 EUR | One-time / freemium |
| Free trial | 7 days | Free version |
Where Monefy is genuinely better
- Dead-simple manual logging. Tap, amount, done
- Works fully offline, with no bank connection required
- A one-time price instead of a subscription
- Great if you actually want to enter everything by hand
Why Europeans switch to Brixa
- It connects your real bank accounts and imports transactions automatically. Monefy is 100% manual
- AI categorizes everything, so you’re not typing each expense
- Real analytics across every account and currency
- Savings goals, budgets, and private sharing
Monefy and Brixa are almost opposite tools, and that’s the honest way to choose between them. Monefy is a manual expense log. You tap in every purchase yourself. It’s fast, offline and cheap, and some people genuinely like the mindfulness of logging each expense.
Brixa does the reverse. It connects to your real bank accounts across more than 2,700 European banks, pulls transactions in on its own, and sorts them with AI. You don’t log anything. It’s already there, categorized, across every account and currency.
So the choice is simple. If you want the discipline of typing every expense and never linking a bank, Monefy is lovely at that. If you want an accurate picture of your money without the manual work, Brixa is built for that.
Your data stays yours
Read-only access
Brixa can see your transactions but can never move money. Your bank login is never stored.
Licensed open banking
Connections run through a regulated European open-banking (AISP) provider, the same rails your bank trusts.
Hosted in the EU
Your data lives in the EU and is handled the GDPR way. It is yours, and you can delete it anytime.
No ads, no data selling
Brixa is paid for by a simple subscription, so your financial data is never the product.
Questions people ask
- Does Monefy connect to my bank?
- No. Monefy is manual entry only. Brixa connects to your bank and imports everything automatically.
- Is Brixa harder to use than Monefy?
- No, there is nothing to enter. Connect your bank once and your spending is already there, categorized.
- Is Monefy cheaper?
- Monefy has a one-time or freemium price. Brixa is 89.99 EUR a year, but it does the tracking for you across all your accounts.
- Is it safe to connect my bank?
- Access is read-only through a regulated European open-banking provider. Your login is never stored, and Brixa can never move money.
See your money sorted automatically
Connect your European banks, and every transaction arrives already categorized. Read-only, private, in your language. Free for 7 days.
Last updated July 2026. Prices and bank coverage checked 10 July 2026.