The best Spendee alternative for Europe
Brixa is a Spendee alternative with reliable bank sync built into one plan, connecting to 2,700+ European banks read-only and sorting every transaction with AI.
Spendee is nicely designed, but bank sync is its weak spot: it is locked to the top tier, and dropped connections and duplicate transactions are its most common complaint. Brixa is built around reliable sync, with AI that categorizes everything for you.
Brixa and Spendee, side by side
EU bank coverage
Brixa2,700+ EU banksSpendee2,500+ banks, but sync is on the top tier onlyAutomatic AI categorization
BrixaYesSpendeeNo, basic rulesManual entry required
BrixaNoSpendeeOptional (manual wallets)Read-only bank access
BrixaYes, credentials never storedSpendeeYes, via providerEU data hosting
BrixaYesSpendeeEU (Czech), yesMulti-currency
BrixaYesSpendeeYesSubscription detection
BrixaYesSpendeeNoSavings goals
BrixaYesSpendeeNoPartner / shared view
BrixaYes, read-onlySpendeeYes, shared walletsFree trial
BrixaYesSpendeeFree plan (no sync)
Why Europeans switch to Brixa
- Reliable bank sync, which is Spendee’s most common complaint, included in one plan
- AI categorization instead of basic manual rules
- Real savings goals, with photos, a monthly plan, and linked transactions. Spendee has none
- Read-only, private by design, and available in 19 languages
What that looks like
Sorted on arrival
Every transaction lands with a category already on it. Correct one and it sticks.
Where it actually went
The month split by category, so the number that hurts is the first one you see.
Point it at something
Set a target and a date, and Brixa works out what you need to put aside each month.
Spendee and Brixa look pretty similar at a glance. Both are clean, colourful, chart-forward money apps. The difference you feel day to day is reliability. Spendee’s most common review complaint is that bank connections drop or double up transactions, which makes the numbers hard to trust. Its bank sync also lives on the top Premium tier, so the cheaper plan doesn’t connect banks at all.
Brixa is built around exactly that problem. It runs a resilient open-banking sync across more than 2,700 European banks, and AI categorizes every transaction for you rather than relying on rules you set up by hand. On top of that, Brixa has real savings goals, with photos, a monthly plan, and the option to count actual transactions toward a goal, which Spendee doesn’t offer at all.
Spendee leans on wallets you keep by hand: cash wallets, shared wallets, crypto pasted in. That works if logging is the habit you want. Brixa starts from the opposite end. Your European bank feeds it, the AI sorts what lands, and the picture stays current whether or not you remember to open the app.
Your data stays yours
Read-only access
Brixa can see your transactions but can never move money. Your bank login is never stored.
Licensed open banking
Connections run through a regulated European open-banking (AISP) provider, the same rails your bank trusts.
Hosted in the EU
Your data lives in the EU and is handled the GDPR way. It is yours, and you can delete it anytime.
No ads, no data selling
Brixa is paid for by a simple subscription, so your financial data is never the product.
Questions people ask
Yes. Spendee only syncs banks on its Premium tier (around 35.99 USD a year); the cheaper Plus tier has no bank sync. Brixa includes sync in one plan.
Reliability is Spendee’s most common complaint. Brixa is engineered around a resilient open-banking sync across 2,700+ banks.
Brixa has private, read-only partner sharing. Spendee’s shared cash wallets are more hands-on if that is specifically what you want.
Access is read-only through a regulated European open-banking provider. Your login is never stored, and Brixa can never move money.
Not yet. Brixa is an iPhone app today. Android is on the roadmap, and your data is not locked in either way: you can export it whenever you want.
Try it with your own bank
Pick yours from the 2,700+ European banks Brixa supports, and your last few months arrive already sorted. Read-only, and free to try.